retirement planning

There’s a lot to consider as you prepare for retirement, so it’s wise to begin planning well ahead of time. Here are checklists designed to help you stay on track for the retirement you envision.

Wondering when you should begin taking your social security retirement benefits? Ask yourself these questions.

As you plan for retirement financially, it’s also important to visualize your next stage of life. These questions and exercises will help you get started.

If you’ve saved for retirement in multiple ways, it may make sense to consolidate all of your savings into one account to achieve a coordinated investment plan.

Considering a Roth IRA? The Roth IRA as a way for individuals to contribute after-tax dollars to a retirement account where they can grow tax free—and potentially be distributed tax free as well.

For many people, retirement is not the stress-free vacation from financial concerns that they had envisioned, and bad planning is often the culprit.

How much do you really know about your employer-sponsored retirement savings plan? If you're like many people, you have many ideas about how your plan works, which may or may not be entirely accurate.

Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income.

An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. Even if you're contributing to a 401(k) or other plan at work, you might also consider investing in an IRA.

Taxes can take a big bite out of your total investment returns, so it's encouraging to know that your employer-sponsored retirement savings plan may offer a variety of tax benefits.